We know you want the best possible rate and to minimise fees. So why use us when you could just walk into your bank and get a loan there?
There are three reasons:
- We can search a large number of loans from a large number of lenders – banks, credit unions, insurance companies, building societies as well as number of mortgage managers — to find the best loan package for you. Your bank can only offer you what they have, and nothing else. If you want to find out if your bank is giving you the best deal, you don’t ask the bank…you ask us.
- Better service. Bankers are on salary and are only available during business hours. You can reach us after hours, on weekends…whenever. And we don’t get paid until the property settles, so we have the motivation to take excellent care of the client…you!
- Each lender has different credit policies, which can affect the chances of your loan getting approved or how much they are willing to lend you and if you have a limited time to get your loan approved due to contract conditions you might not have time to try another lender, as specialists in our field we can show you what each lender will lend you. You might be surprised in the difference between the maximum lending amounts for different lenders.